in understanding how we collect and use the personal information you
provide to us and to assist you in making informed decisions when
using our site and our products and services.
What Information Do We Collect?
When you visit our Web site you may provide us
with two types of information: personal information you knowingly
choose to disclose that is collected on an individual basis and Web
site use information collected on an aggregate basis as you and
others browse our Web site.
Registration Information & Email Information
You will provide us information about
yourself, your firm or company, and your practices when you
register for certain services, or register for email newsletters and
alerts. You may also provide additional comments on how you see us
servicing your needs and interests.
If you choose to correspond with us through
email, we may retain the content of your email messages together
with your email address and our responses.
Web Site Use Information
Similar to other Web sites, our Web site
utilizes a standard technology called "cookies" (see explanation
below, "What Are Cookies?") and Web server logs to collect
information about how our Web site is used. Information gathered
through cookies and Web server logs may include the date and time of
visits, the pages viewed, time spent at our Web site, and the Web
sites visited just before and just after our Web site.
How Do We Use the Information That You Provide
Broadly speaking, we use personal information
for purposes of administering and expanding our business activities,
providing customer service and making available other products and
services to our customers and prospective customers. Occasionally,
we may also use the information we collect to notify you about
important changes to our Web site, new services and special offers
we think you will find valuable. You may notify us at any time if
you do not wish to receive these offers by emailing us at
What Are Cookies?
A cookie is a very small text document, which
often includes an anonymous unique identifier. When you visit a Web
site, that site's computer asks your computer for permission to
store this file in a part of your hard drive specifically designated
for cookies. Each Web site can send its own cookie to your browser
if your browser's preferences allow it, but (to protect your
privacy) your browser only permits a Web site to access the cookies
it has already sent to you, not the cookies sent to you by other
How Do We Use Information We Collect from
Cookies, in conjunction with our Web server's
log files, allow us to calculate the aggregate number of people
visiting our Web site and which parts of the site are most popular.
This helps us gather feedback in order to constantly improve our Web
site and better serve our customers. Cookies do not allow us to
gather any personal information about you and we do not generally
store any personal information that you provided to us in your
Sharing Information with Third Parties
We do not share your information with
unaffiliated third parties. We may, however, share your information
with our own personnel and our service providers to the extent
necessary to fulfill your requests. We reserve the right to
disclose your information under limited circumstances, such as to
cooperate with law enforcement or judicial authorities as required
by law or legal process, to protect our own legal rights, or to
protect the public good.
Whenever you are online, you run the risk that the information you
give out will fall into the wrong hands. Although we implement and
maintain reasonable security procedures and practices to safeguard
your privacy, we cannot guarantee the security of any information
you provide to us. We accept no responsibility or liability for the
activities of third parties.
Notice of New Services and Changes
We may, from time to time,
new Effective Date.
December 1, 2004